Foreclosure – it is one of the most traumatic events that a person can experience. Foreclosures occur when a property owner defaults on tax or mortgage payments. When this happens the mortgage lender or taxing authority files a foreclosure action with the courts and the property is then sold at auction. If the property is sold for more than is owed this results in an overage (also referred to as excess proceeds or surplus funds).

Our team of trained professionals at Universal Overages Recovery specialize in locating the foreclosed property owners or their heirs, and we work on their behalf to locate and retrieve these funds. When you are ready, one of our Case Managers can provide more information and guide you through the process to start your claim.